The Reward Zone® program MasterCard® credit card is available to U.S. residents (excluding U.S. territories) of at least 18 years of age. Businesses and other commercial entities are not eligible for Reward Zone® program MasterCard accounts. By opening a Reward Zone® program MasterCard account, (“ MasterCard Account” ) you represent that you are at least 18 years of age or older and you agree to the rules set forth below. The Reward Zone® program MasterCard card includes both Reward Zone® program benefits and MasterCard card benefits. Your Reward Zone® program membership will expire if no purchases are made using the Reward Zone® program membership, or the Reward Zone® program MasterCard during a calendar year. Your Reward Zone® program MasterCard card is nontransferable and is subject to present and future Reward Zone® program rules.


Employees of Best Buy™ Stores L.P. (“ Best Buy™” ), its affiliates and subsidiaries, and others who are eligible for employee-based discounts, or members of any corporate or industrial account of Best Buy™ (“ Employees of Best Buy™” ) are eligible for the Reward Zone® program MasterCard card (subject to credit approval and certain geographical restrictions) but may not be eligible for special promotional offers using the Reward Zone® program MasterCard at Best Buy™. Employees of Best Buy™ who ordinarily are eligible for employee discounts will continue to be eligible for those discounts when the Reward Zone® program MasterCard is used. Employees of Best Buy™ may not be eligible for certain limited time promotional offers outside Best Buy™.

As a member of the Reward Zone® program, earn 1 point (“ Point” ) for every $1 you spend on qualifying purchases when you show your Reward Zone® program Membership Card (“ Membership Card” ) or Reward Zone® program MasterCard card at the time of purchase in store at Best Buy™ stores, or when you enter your Membership number online for BestBuy.com purchases. Members also receive an additional 1 bonus Point for every 1 Point earned for qualifying purchases made using the Reward Zone® program MasterCard card at Best Buy™ store locations and online at BestBuy.com. Members also earn up to 1 Point for every $1 dollar spent on Net Purchases outside Best Buy™ when using the Reward Zone® program MasterCard card. In addition, certain limited time promotions may be offered for Net Purchases outside Best Buy™ store locations or BestBuy.com that may enable Members to earn additional points. Net Purchases means any purchase of goods or services, excluding: 1) refunds, returns, and/or unauthorized transactions; 2) cash advances; or 3) any transaction that is equivalent to a cash transaction, such as, but not limited to, the purchase of wire transfers, money orders, bets, lottery tickets or casino gaming chips.


Points will post to your Reward Zone® program account approximately 30 days from purchase, date of delivery or date of shipment. Earn additional Points through special offers and promotions. Point calculations are based upon dollars spent at checkout on qualifying purchases (see “ Non-Qualifying Items” below). When products are returned to the store or by mail, Points will be deducted from your Reward Zone® program account for that purchase/return. Points apply only to the first Membership Card or Reward Zone® program MasterCard card scanned in connection with any purchase. Membership Cards, Points, and reward certificates (“ Certificate[s]” ) have no cash value. Membership Cards, Reward Zone® program MasterCard cards and Points are nontransferable. Lost or stolen Membership Cards will not be replaced. Best Buy™ is not responsible for communications, including Certificates, lost due to change of address or other contact information. Other restrictions or exclusions may apply.


Except for purchases at Best Buy™ stores, BestBuy.com or Magnolia Audio Video®, purchases at stores or other businesses owned by Best Buy™ Co. Inc., or any of its subsidiaries will be treated as purchases outside of Best Buy™.

For every 250 points you earn in the Reward Zone® program, you will be eligible to receive Certificates redeemable for a $5 discount off your future purchase of any qualifying products or services at participating Best Buy™ retail store locations. Certificates are not redeemable toward online purchases. 250 points are automatically deducted from your account for every $5 in Certificate value issued to you. Check MyRewardZone.com for details on choices you have about how Certificates are issued to you. Certificates will be issued (by mail or electronically at MyRewardZone.com) approximately 6-8 weeks after reaching the issuance level you choose. Certificates are coupons for discounts off future in-store purchases and may only be redeemed for a discount off purchase amounts equal to or greater than the amount of the sum of the Certificates presented for redemption at Best Buy™ retail stores, excluding tax. Certificates may be used in conjunction with most other discounts or offers toward the purchase of products not to exceed purchase amount. Unless noted otherwise on the Certificate, each Certificate will expire if not redeemed within 180 days from the date it is issued. Certificates have no cash value and no change will be given for Certificate redemption. Certificates may only be used once. You may be notified of additional Non-Qualifying products and services. Lost, stolen, or expired Certificates will not be replaced. Other restrictions or exclusions may apply. Best Buy™ is not responsible for communications, including Certificates, lost due to change of address or changes in other contact information.

Reward Zone® program Points will not be earned for the following: instant rebates and the value of mail-in rebates on purchases, Best Buy™ Gift Card purchases, purchases paid by Reward Certificate, sales tax, state fees, shipping charges, delivery charges, restocking fees, other excluded charges, and certain items that are excluded in particular promotions. Other exclusions may apply.


Reward Zone® program Certificates may not be redeemed for discounts off the following items: prior purchases, purchase of Gift Cards, as payment on any Best Buy™ credit card or Reward Zone® program MasterCard card, or for tax or state fees. Other exclusions may apply.

You may cancel your Reward Zone® program Membership (but not your Reward Zone® program MasterCard card) at any time by notifying Customer Care by mail, e-mail or telephone. Cancellation may take from 6 to 8 weeks to finalize.


Best Buy™ may, at any time, terminate or modify the Reward Zone® program and program rules without any further obligations to members.


If you make no eligible purchase using your Reward Zone® program Member number during a calendar year, your Reward Zone® program Membership will automatically expire on the last day of that calendar year.


If your Reward Zone® program MasterCard card or Reward Zone® program Membership account is cancelled or expires, Certificates will be issued for accrued points that remain in the account. Regardless of the Certificate level that you may have chosen to have Certificates issued, Certificates will be issued for any $5 Certificate amount that has been earned. Any points that remain in your account that are insufficient to qualify you for the lowest level value ($5 Certificate) will be forfeited. Partial Certificates will not be issued.


If your Reward Zone® program MasterCard account is closed or cancelled, your Reward Zone® program account Membership may continue to exist separate from your closed, cancelled or terminated Reward Zone® program MasterCard account, however different rules may apply.


Best Buy™ reserves the right to terminate your membership, in its sole discretion.

You may view your Reward Zone® program account activity online at MyRewardZone.com. For information about your Reward Zone® program account (but not your MasterCard account), contact Customer Care with your Member ID.

• You can contact us by mail at: Best Buy™ Reward Zone® program, P.O. Box 9312, Minneapolis, MN 55440-9312
• By e-mail, contact us at rewardzone@bestbuy.com
• By phone, call toll free: 1-888-BEST BUY (1-888-237-8289) and select Reward Zone® program option

You may view your MasterCard account online at RewardZoneMasterCard.com. For more information about your MasterCard account (but not your Reward Zone® program account), contact HSBC Customer Care at 1-800-419-4959.

The Reward Zone® program is brought to you by Best Buy™ Stores, L.P. (“ Best Buy™” ). By becoming a member of the Reward Zone® program, you agree to receive advertising, marketing materials and other communications from Best Buy™. BEST BUY, the BEST BUY logo, the tag design, the REWARD ZONE PROGRAM and other logos and taglines are the intellectual property of Best Buy™ Enterprise Services Inc., licensed to Best Buy™ Stores, L.P., and others under controlled conditions. MasterCard is a registered mark of MasterCard International, Incorporated. Membership rules are void where and to the extent prohibited by law. Taxes may apply where required by law.

The information you provide as a Member of the Reward Zone® program will be handled according to Best Buy™'s Privacy Policy. If you are interested in learning more about Best Buy™'s privacy practices, please contact Best Buy™ at 1-888-BEST BUY (1-888-237-8289) or visit BestBuy.com. The information you provide as a cardholder of the Reward Zone® program MasterCard card will be handled accordingly to HSBC Bank Nevada, N.A.'s Privacy Policy. To learn more about HSBC Bank Nevada, N.A. privacy practices, please contact HSBC at 1-800-419-4959 or visit www.rewardzonemastercard.com and click on the “ Privacy Statement” link.